美国500强2012十大牛股

第9名 美国银行

股票代码：BAC

今年迄今股价涨幅：92.2%

市值：1,144亿美元

《财富》美国500强排名：13

    度过了艰难的2011年之后，美国银行（Bank of America）2012年开始得益于美国楼市复苏和贷款环境的改善。

    今年，得益于新增按揭和企业贷款增加，该行的营收和利润都出现了强劲增长。

    美国银行还扫清了一些障碍，包括与股东就其收购美林（Merrill Lynch)达成23亿美元的和解。

    但是这家银行目前还没有完全脱离困境。（已逾期或违约的）危机前贷款高昂的成本蚕食了它的利润。

    10月份，美国银行又新增了一项诉讼地雷，美国政府指控该行向消费者出售存在缺陷的抵押债。

    目前，这家公司看起来情况还不错，但股价还有很长的路要走。当前股价较2006年的历史高点55.08美元仍然低了81%。

#9 Bank of America

Ticker: BAC

YTD stock performance: 92.2%

Market cap: $114.4 billion

Fortune 500 rank: 13

    After a rough 2011, Bank of America(BAC, Fortune 500) has benefited from a housing rebound and a better lending environment.

    The bank's revenues and profits got a healthy boost this year from new mortgage originations and an increase in corporate lending.

    Bank of America also cleared a few hurdles, including a $2.3 billion settlement with shareholders related to its acquisition of Merrill Lynch.

    But the bank isn't completely out of the woods. Those profits were offset by high costs for servicing pre-crisis loans that were delinquent or defaulted.

    Bank of America also added another potential litigation landmine in October, when the U.S. government initiated a lawsuit against the bank for allegedly selling defective mortgages to consumers.

    The company appears to be on the right path, but the stock still has a ways to go. Shares remain 81% below their 2006 all-time high of $55.08.