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从攀珠峰学到的五大投资经验

从攀珠峰学到的五大投资经验

Jean Chatzky 2014-01-27
艾莉森•李维完成了探险大满贯,登上了全球七大洲所有的最高峰,而且登珠峰时走的是堪称死亡线路的孔布冰川线。她说,登顶珠峰让她学会了5条重要的投资经验和人生经验。

    你的决定不只是影响你自己,也会影响你的团队。做出一个糟糕的决定,中途放弃或者没有准备好应对未来的挑战,可能会让整个团队陷于危地。她解释说:“如果你陷入困境需要营救,你会让其他人(即营救者)陷入风险之中,因为在高海拔地区组织协调营救非常困难。”与此类似,你做出的、糟糕的财务决策可能会波及你的配偶和子女。比如:认为孩子上大学的钱比个人养老更重要。如果你的储蓄不够,无法支撑自己的退休生活,结果会发生什么事情?那时候,你已经成年的子女就得救济你,但他们自己的孩子可能也正要上学。结果人人都成了输家。(财富中文网)

    Your decisions affect your team, not just you. Making a bad decision mid-climb or being unprepared for the challenges ahead can put an entire team at risk. "If you run into trouble and have to be rescued, you're putting other people [i.e. the rescuers] at risk because rescues are very tough to orchestrate at high altitudes," she explains. Similarly, bad financial decisions you make can trickle down to impact your spouse and kids. Example: Putting a child's college fund before your own retirement. If you undersave and can't support yourself during your golden years, what happens? Your then-grown kids have to bail you out, just when they're trying to put their own kids through school. Everybody loses.

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