新西兰

    跟巴西不同，新西兰已针对房价上涨问题发出了警告。大家是不是觉得眼前的一幕有些似曾相识？确实，早在2000-2009年代初期，宽松信贷推动的房地产泡沫最终破裂，当时就曾经导致这个国经济陷入衰退。

    超低借贷成本帮助新西兰实现了复苏，但如今，它也帮助推高了房价。今年迄今为止，奥克兰的房价涨了17%，而基督城涨了8%。

    至少据新西兰政府的讲法，这些都属于泡沫的范畴。10月份，政府官员收紧了贷款标准，银行在审批低首付按揭贷款时的灵活度变小了。

    New Zealand

    Unlike Brazil, the warning signs are out in New Zealand over rising home prices. Déjà vu? Back in the early 2000s, easy credit fueled a housing bubble that eventually burst, causing the economy to dip into recession.

    Ultra-low borrowing costs have helped New Zealand recover, but now they're also helping push home prices higher. Prices in Auckland have risen by 17%, while they're up 8% in Christchurch so far this year.

    That's bubble territory, at least according to New Zealand's government. In October, officials tightened lending standards, giving banks less leeway in approving mortgages for buyers who can make only a small down payment.