摩根大通（JPMorgan Chase）称，公司在第三季度的法律费用高达92亿美元，相当于每个月超过30亿美元。律师事务所和监管机构对这个数字肯定拍手称快。可其他人一定会深感失望。摩根大通在过去三个月的法律开支和罚款原本可以用来在下面这六件事上发挥更好的用途。

    1)可以为美国面临止赎的62,528名借款人付清抵押贷款。

    美国仍有约700,000名借款人拖欠贷款。仅摩根大通一家银行未收回的房屋贷款就高达75亿美元。

    JPMorgan Chase said that it expensed $9.2 billion for legal costs in the third quarter, or over $3 billion a month. Law firms and regulators might delight in that number. The rest of us should despair. Here are six things JPMorgan could have bought with the money it put aside for legal fees and fines in the past three months alone.

    1) Pay off the mortgages of 62,528 U.S. borrowers who are still facing foreclosure.

    Around 700,000 borrowers in the U.S. are still behind on their mortgages. JPMorgan itself has $7.5 billion in home loans on which borrowers are no longer making payments.