正因如此，美联储主席詹尼特•耶伦明确有力地表态，美联储不会很快成为这种货币的监管机构，比特币的拥趸们可以长舒一口气了。“这是一种银行领域之外的创新支付方式，理解这一点很重要。”耶伦在上周四早晨参加参议院银行委员会（Senate Banking Committee）听证会时表示。“很简单，美联储就是没有权利通过任何方式对比特币进行监管。”
Bitcoin enthusiasts have had a rough week. The collapse of the world's largest bitcoin exchange, Mt. Gox, shook investors faith in the currency, sending the price of bitcoin to a low of $418.78 on Feb. 25 from a high of $1,151 just a few months before.
The currency has since recovered some of that lost value, but the incident has left many wondering about the future of the world's most famous cryptocurrency. One thing is for sure, though: the biggest threat to bitcoin isn't from the failure of private bitcoin-related institutions but the chance that public regulators like the Federal Reserve will crack down hard with stifling regulations.
That's why bitcoin boosters should have let out a sigh of relief when Fed Chair Janet Yellen said in no uncertain terms that her institution will not be regulating the currency anytime soon. "It's important to understand that this is a payment innovation that's happening outside the banking industry," Yellen said at a Senate Banking Committee hearing Thursday morning. "The Federal Reserve simply does not have the authority to regulate bitcoin in any way."
The answer came in response to West Virginia Senator Joe Manchin's questions about bitcoin, which belied intense distrust of the currency. Manchin called bitcoin an "unstable currency" that he believes is being used mostly for illegal activities. Manchin was seemingly disappointed with Yellen's statement that the Fed had no authority to regulate bitcoin, saying he believed there would be an intersection between bitcoin and Fed-regulated banks in the near future.
Yellen didn't budge, telling Manchin that if he wanted further oversight of the currency, Congress could take action to require it. Otherwise, she said, any regulation would be under the purview of the Justice Department and the Treasury Department.