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这家《财富》美国500强公司因疫情受益,提前达成目标

这家《财富》美国500强公司因疫情受益,提前达成目标

Lance Lambert 2020-10-21
虽说运气有时比实力更重要,但富达国民信息的例子则说明,最好两者都能够兼而有之。

疫情之下,行业停摆或顾客减少给许多企业的发展前景蒙上了一层阴影。但也有少数幸运儿从中获得了更好的发展机遇,富达国民信息公司(Fidelity National Information Services)便是其中之一,疫情也使其此前推出的金融战略越发显得正确。

作为一家总部位于杰克逊维尔的金融科技公司,富达国民信息在《财富》美国500强中排名第303位,成立52年以来,其大部分时间都专注于金融产品与服务业务。

去年初春,为拓展业务边界,富达国民信息决定以430亿美元收购移动支付公司Worldpay,后者每年可以处理约400亿笔交易。富达国民信息的首席执行官加里•诺克罗斯近期在接受《财富》杂志采访时说:“当疫情爆发时,我们已经完成了对Worldpay的业务整合,同时我们也很好地利用了市场创造的各种机会,使得公司数字渠道业务有了飞速增长。”

诺克罗斯表示,受疫情影响,全球消费者都被迫窝居家中,电子商务的发展进程因之大为提前。事实也确实如此,IBM的一项分析发现,受疫情影响,实体商店向电子商务转型的速度加快了五年之多。与此同时,消费者对数字交易的依赖度也越来越高,而纸币的使用率则越来越低。

纸币最早出现在11世纪中国的宋朝,“我们认为,其使用率将会继续降低。这也是WorldPay吸引我们的原因。” 诺克罗斯说。富达国民信息在收购Worldpay时便预计数字交易将会日渐取代现金交易,只是没有想到这一切会发生的这么快。

如果没有收购Worldpay,那么受全球经济衰退影响,富达国民信息2020年第二季度的营收将整体下降7%,但现在,该公司营收非但没有下降,反而增长了40%,从21亿美元增至近30亿美元,富达国民信息的商户收入更是从2019年第二季度的9700万美元直线攀升至2020年第二季度的8.12亿美元,而这主要是收购Worldpay商户业务的功劳。

Argus Research的金融服务研究业务主管斯蒂芬•比格告诉《财富》杂志,此次收购将使该公司的运营利润率从35%左右增长至45%左右。比格说:“数字支付如此迅猛的增长肯定也出乎了他们的意料,不过疫情的爆发恰好给数字支付带来了发展风口,使其得以一飞冲天。”

穆迪投资者服务公司(Moody’s Investors Service)的评级与研究高级分析师彼得•克鲁科夫斯基补充说,本次收购还让富达国民信息得以进一步与金融机构进行业务整合。

虽说运气有时比实力更重要,但富达国民信息的例子则说明,最好两者都能够兼而有之。(财富中文网)

译者:梁宇

审校:夏林

疫情之下,行业停摆或顾客减少给许多企业的发展前景蒙上了一层阴影。但也有少数幸运儿从中获得了更好的发展机遇,富达国民信息公司(Fidelity National Information Services)便是其中之一,疫情也使其此前推出的金融战略越发显得正确。

作为一家总部位于杰克逊维尔的金融科技公司,富达国民信息在《财富》美国500强中排名第303位,成立52年以来,其大部分时间都专注于金融产品与服务业务。

去年初春,为拓展业务边界,富达国民信息决定以430亿美元收购移动支付公司Worldpay,后者每年可以处理约400亿笔交易。富达国民信息的首席执行官加里•诺克罗斯近期在接受《财富》杂志采访时说:“当疫情爆发时,我们已经完成了对Worldpay的业务整合,同时我们也很好地利用了市场创造的各种机会,使得公司数字渠道业务有了飞速增长。”

诺克罗斯表示,受疫情影响,全球消费者都被迫窝居家中,电子商务的发展进程因之大为提前。事实也确实如此,IBM的一项分析发现,受疫情影响,实体商店向电子商务转型的速度加快了五年之多。与此同时,消费者对数字交易的依赖度也越来越高,而纸币的使用率则越来越低。

纸币最早出现在11世纪中国的宋朝,“我们认为,其使用率将会继续降低。这也是WorldPay吸引我们的原因。” 诺克罗斯说。富达国民信息在收购Worldpay时便预计数字交易将会日渐取代现金交易,只是没有想到这一切会发生的这么快。

如果没有收购Worldpay,那么受全球经济衰退影响,富达国民信息2020年第二季度的营收将整体下降7%,但现在,该公司营收非但没有下降,反而增长了40%,从21亿美元增至近30亿美元,富达国民信息的商户收入更是从2019年第二季度的9700万美元直线攀升至2020年第二季度的8.12亿美元,而这主要是收购Worldpay商户业务的功劳。

Argus Research的金融服务研究业务主管斯蒂芬•比格告诉《财富》杂志,此次收购将使该公司的运营利润率从35%左右增长至45%左右。比格说:“数字支付如此迅猛的增长肯定也出乎了他们的意料,不过疫情的爆发恰好给数字支付带来了发展风口,使其得以一飞冲天。”

穆迪投资者服务公司(Moody’s Investors Service)的评级与研究高级分析师彼得•克鲁科夫斯基补充说,本次收购还让富达国民信息得以进一步与金融机构进行业务整合。

虽说运气有时比实力更重要,但富达国民信息的例子则说明,最好两者都能够兼而有之。(财富中文网)

译者:梁宇

审校:夏林

Plenty of businesses have seen the pandemic decimate their prospects as entire industries shut down, or customers pare back. But a lucky few have seen the opposite: a strategy that was already underway before the pandemic now looks brilliant because of it.

Such is the case with Fidelity National Information Services (FIS),the Jacksonville-based finch company which is ranked No. 303 on the Fortune 500. For most of its 52-year history, FIS focused on financial products and services.

Early last spring, FIS had decided to branch out, acquiring Worldpay, a company that processes some 40 billion transactions a year, for $43 billion. "By the time the pandemic hit we really had the heavy lifting on the integration [of Worldpay] complete," Gary Norcross, CEO of FIS, recently told Fortune. "We've seen huge growth in our digital channels. We took advantage of a number of things in the market."

With consumers around the world stuck at home, Norcross says, the pandemic moved e-commerce years into the future. Indeed, an IBM analysis finds the pandemic sped up the shift from physical stores to e-commerce by five years. At the same time, consumers are relying more on digital transactions and moving away from paper currency—which dates back to the 11th century when it was introduced by the Song Dynasty in China.

"Worldpay was exciting for us: We felt that the use of paper currency was going to continue to decline," Norcross says. When FIS bought Worldpay it expected digital transactions to eat away at cash usage, but it didn't imagine it would be this fast.

If not for the acquisition of Worldpay, overall FIS's revenue would have dropped 7% in the second quarter of 2020 as a result of the global recession. Instead it rose 40%, from $2.1 billion to nearly $3 billion. The jump primarily came from absorbing Worldpay's merchant business: FIS merchant revenue climbed from $97 million in the second quarter of 2019, to $812 million in the second quarter of 2020.

Stephen Biggar, director of financial services research at Argus Research, told Fortune that the purchase will bolster the company's operating margin from ranging in the mid-30s to mid-40s. "They couldn't have known an enormous surge in digital payments was coming ... but along comes the pandemic and it just shots the digital side through the roof," Biggar says.

Peter Krukovsky, senior analyst of ratings and research at Moody's Investors Service, adds that the acquisition also helped the fintech to integrate itself further with financial institutions.

There's an old saying that it's better to be lucky than good—but as FIS has found, it's even better to be both.

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