立即打开
瑞士信贷CEO承诺:将继续收拾Archegos的残局

瑞士信贷CEO承诺:将继续收拾Archegos的残局

CHRISTIAAN HETZNER 2021年04月08日
作为一家财富管理公司,瑞士信贷的形象一直是服务于那些有着超高资产净值的顶级客户,如今,这一声誉也可能岌岌可危。

尽管比尔·黄的对冲基金爆仓风波已使瑞士信贷(Credit Suisse)蒙受了巨大损失,也让其CEO托马斯·戈特斯坦(Thomas Gottstein)陷入四面楚歌,但他依然承诺,将与集团共进退。

他在接受瑞士媒体《新苏黎世报》采访时说:“只要我还看得到一线重振旗鼓的希望,就会继续前进。在这样的困境中,我依然收到了来自集团董事、客户、员工和股东的认可,这让我深受感动。”

周二,瑞士信贷警告称,在本月下旬即将发布的财报中,人们会看到,该公司已连续第二个季度出现税前亏损。这是由于他们向客户Archegos 资产管理公司提供了巨额贷款,因而使自己蒙受了高达44亿瑞郎(47亿美元)的重大损失。Archegos这家对冲基金此前向各大头部券商大量借贷,用来投资股票,如今,其“史诗级爆仓”事件人尽皆知。

作为一家财富管理公司,瑞士信贷的形象一直是服务于那些有着超高资产净值的顶级客户,如今,这一声誉也可能岌岌可危——这主要是因为,该银行决定暂停客户赎回、清算由Greensill代理的各项基金,这些资产的账面价值有100亿美元。而目前,这家投资公司显然无力偿债。也就是说,其中的损失可能要由客户承担。

戈特斯坦在接受采访时说,瑞士信贷的基础银行业务是近十年来最强劲的,并承诺将彻查该集团的管理状况,以重建公众对这家丑闻频发的信贷集团的信心。

他告诉《新苏黎世报》这家德文媒体说:“现在,我和董事会的共同任务是从两次爆仓风波中吸取正确的经验教训,稳定银行业务,使之回到正轨。”

去年年初,戈特斯坦从他的前任谭天忠(Tidjane Thiam)手中接过CEO一职,因为该集团此前频频爆出丑闻:有消息称,瑞信管理层的一位明星银行家因转投对家瑞银集团(UBS)而受到监视。

与戈特斯坦合作紧密的一个关键人物是安东尼奥·奥尔塔·奥索里奥(AntónioHorta-Osório),他将于5月卸任劳埃德银行集团CEO一职,接替罗纳(Urs Rohner)担任瑞信的董事长。

按计划,罗纳将在4月底举行的股东大会之后辞职,原因是任期到了。

戈特斯坦对奥尔塔·奥索里奥现在被迫受任于危难之际表示了同情:“我认为,有了新的董事长,我们还将对自己的业务进行战略性的审查,这在目前的特殊情况下也是很正常的。”

通过Zoom管理银行,不容易

戈特斯坦预计,即将到来的审查将相当彻底,无所顾忌。他表示,负责并购咨询服务、承销和资本市场的部门将毫无疑问地被纳入讨论当中。

“我们已经可以说,公司将进一步消除部分投资银行业务的风险,而我们的主要业务肯定将囊括其中。”戈特斯坦说。

瑞信主要业务的几个部分将受到密切审查,其中包括其自己的对冲策略。对客户账户的贷款保证金检查将继续进行。而戈特斯坦为节约成本,曾在7月份做出的将风险和合规合并到一个部门的决定,可能会被推翻。

戈特斯坦还承诺,在未来几个月里,他将尽一切力量为那些因投资Greensill供应链融资基金而蒙受损失的客户提出索赔。

“他们都是专业的基金经理,大多将委托给我们的总资产的5%到10%投入到这只基金中,以实现投资组合的多样化。这让人心痛。我们势必要赢回失去的信任。”戈特斯坦在采访中说。

瑞士信贷或将选择起诉自己的保险经纪人,理由是其未能提前充分警告,东京海上控股株式会社(Tokio Marine)将允许其针对Greensill资产的保单在2月底到期。

戈特斯坦仍相信大部分损失能够挽回。除上月追回的31亿美元资产之外,未来几天还将有更多的赎回。

最后,他还对业内同行CEO们提出了警告:由于无法在疫情期间进行适当的尽职调查,他们也可能会面临无法预见的事件。

“公平地说,通过Zoom管理一家全球性银行,是一个挑战。”戈特斯坦告诉《新苏黎世报》。

“我相信,在新冠肺炎疫情时期,无论是银行还是保险公司,控制风险都变得更加困难。这不是借口,这是一个我们不得不与之抗争的事实。”他说。(财富中文网)

编译:陈聪聪、杨二一

尽管比尔·黄的对冲基金爆仓风波已使瑞士信贷(Credit Suisse)蒙受了巨大损失,也让其CEO托马斯·戈特斯坦(Thomas Gottstein)陷入四面楚歌,但他依然承诺,将与集团共进退。

他在接受瑞士媒体《新苏黎世报》采访时说:“只要我还看得到一线重振旗鼓的希望,就会继续前进。在这样的困境中,我依然收到了来自集团董事、客户、员工和股东的认可,这让我深受感动。”

周二,瑞士信贷警告称,在本月下旬即将发布的财报中,人们会看到,该公司已连续第二个季度出现税前亏损。这是由于他们向客户Archegos 资产管理公司提供了巨额贷款,因而使自己蒙受了高达44亿瑞郎(47亿美元)的重大损失。Archegos这家对冲基金此前向各大头部券商大量借贷,用来投资股票,如今,其“史诗级爆仓”事件人尽皆知。

作为一家财富管理公司,瑞士信贷的形象一直是服务于那些有着超高资产净值的顶级客户,如今,这一声誉也可能岌岌可危——这主要是因为,该银行决定暂停客户赎回、清算由Greensill代理的各项基金,这些资产的账面价值有100亿美元。而目前,这家投资公司显然无力偿债。也就是说,其中的损失可能要由客户承担。

戈特斯坦在接受采访时说,瑞士信贷的基础银行业务是近十年来最强劲的,并承诺将彻查该集团的管理状况,以重建公众对这家丑闻频发的信贷集团的信心。

他告诉《新苏黎世报》这家德文媒体说:“现在,我和董事会的共同任务是从两次爆仓风波中吸取正确的经验教训,稳定银行业务,使之回到正轨。”

去年年初,戈特斯坦从他的前任谭天忠(Tidjane Thiam)手中接过CEO一职,因为该集团此前频频爆出丑闻:有消息称,瑞信管理层的一位明星银行家因转投对家瑞银集团(UBS)而受到监视。

与戈特斯坦合作紧密的一个关键人物是安东尼奥·奥尔塔·奥索里奥(AntónioHorta-Osório),他将于5月卸任劳埃德银行集团CEO一职,接替罗纳(Urs Rohner)担任瑞信的董事长。

按计划,罗纳将在4月底举行的股东大会之后辞职,原因是任期到了。

戈特斯坦对奥尔塔·奥索里奥现在被迫受任于危难之际表示了同情:“我认为,有了新的董事长,我们还将对自己的业务进行战略性的审查,这在目前的特殊情况下也是很正常的。”

通过Zoom管理银行,不容易

戈特斯坦预计,即将到来的审查将相当彻底,无所顾忌。他表示,负责并购咨询服务、承销和资本市场的部门将毫无疑问地被纳入讨论当中。

“我们已经可以说,公司将进一步消除部分投资银行业务的风险,而我们的主要业务肯定将囊括其中。”戈特斯坦说。

瑞信主要业务的几个部分将受到密切审查,其中包括其自己的对冲策略。对客户账户的贷款保证金检查将继续进行。而戈特斯坦为节约成本,曾在7月份做出的将风险和合规合并到一个部门的决定,可能会被推翻。

戈特斯坦还承诺,在未来几个月里,他将尽一切力量为那些因投资Greensill供应链融资基金而蒙受损失的客户提出索赔。

“他们都是专业的基金经理,大多将委托给我们的总资产的5%到10%投入到这只基金中,以实现投资组合的多样化。这让人心痛。我们势必要赢回失去的信任。”戈特斯坦在采访中说。

瑞士信贷或将选择起诉自己的保险经纪人,理由是其未能提前充分警告,东京海上控股株式会社(Tokio Marine)将允许其针对Greensill资产的保单在2月底到期。

戈特斯坦仍相信大部分损失能够挽回。除上月追回的31亿美元资产之外,未来几天还将有更多的赎回。

最后,他还对业内同行CEO们提出了警告:由于无法在疫情期间进行适当的尽职调查,他们也可能会面临无法预见的事件。

“公平地说,通过Zoom管理一家全球性银行,是一个挑战。”戈特斯坦告诉《新苏黎世报》。

“我相信,在新冠肺炎疫情时期,无论是银行还是保险公司,控制风险都变得更加困难。这不是借口,这是一个我们不得不与之抗争的事实。”他说。(财富中文网)

编译:陈聪聪、杨二一

Credit Suisse’s embattled chief executive Thomas Gottstein has vowed to stay on and right the ship after the collapse of a hedge fund left the Swiss bank with hefty losses.

“As long as I have the feeling that I can add value, I’ll continue," he told the Swiss newspaper Neuer Zürcher Zeitung in an interview. "I was moved by the approval I received from directors, clients, employees, and shareholders in this difficult situation.”

On Tuesday, Credit Suisse warned it would post its second straight pretax quarterly loss later this month because of a 4.4 billion franc ($4.7 billion) hit from its exposure to a client, Archegos Capital Management, which had borrowed heavily from prime brokerages to make bets on stocks.

Credit Suisse's reputation as a leading wealth manager to ultrahigh-net-worth clients might also be on the line. In focus will be the bank’s decision to suspend redemptions and liquidate funds stuffed with a notional $10 billion in assets originated and packaged by now insolvent firm, Greensill Capital.

In the interview, Gottstein said the bank's underlying business was the strongest it has been in a decade and pledged to lead a thorough review of its operations in order to restore confidence in the scandal-prone lender.

“My task together with the board is now to draw the right conclusions from both debacles, stabilize the bank, and then steer it to calmer waters," he told the German-language paper.

He took over from Tidjane Thiam early last year following revelations that management had a star banker under surveillance after the latter defected to crosstown rival UBS.

A key figure with whom Gottstein will work closely is António Horta-Osório, who will leave his post as Lloyds Banking Group CEO to replace Urs Rohner as chairman of the board in May.

Rohner is stepping down as planned after the shareholder meeting at the end of April because of a term limit.

"With a new chairman I would assume there will also be a strategy review, which is usual in such cases,” Gottstein said, expressing his regret that Horta-Osório is now forced to take over in the middle of a crisis.

Zoom challenges

The CEO expects no sacred cows will be spared in the process, adding that one area which will undoubtedly be discussed is the division responsible for M&A advisory services, underwriting, and capital markets.

“What we can already say is that we will further remove risks in parts of our investment banking operations, and this will certainly include our prime services business,” he told the newspaper.

Several parts of the business will come under close scrutiny, including Credit Suisse's own hedging strategy. Inspection of client accounts borrowing on margin will continue and there is the possibility that Gottstein’s own decision in July to save costs by combining risk and compliance under one departmental roof may be reversed.

Gottstein also pledged to do everything in his power over the coming months to assert claims on behalf of his clients facing losses on their investment in the Greensill supply-chain finance funds.

“These are professional money managers that mostly put about 5% to 10% of their overall assets they entrusted with us into this fund to diversify their portfolio. It still hurts, and naturally we have to win back lost trust,” Gottstein said in the interview.

Credit Suisse may choose to pursue its own insurance broker for failing to inform with enough advance warning that Tokio Marine would allow its insurance policies on Greensill assets to expire at the end of February.

Gottstein remained confident that a large share of the assets would be saved, and further redemptions were due in the coming days above and beyond the $3.1 billion recovered last month.

Finally, he also had a warning for CEOs in the industry: They, too, might find themselves facing unforeseen events given the inability to conduct proper due diligence during the pandemic.

“It has to be said in fairness that it is a challenge managing a global bank via Zoom,” Gottstein told the Swiss daily.

“I am convinced that in the times of COVID-19 controlling risks is more difficult, whether for a bank or an insurer. That’s not to be understood as an excuse, but it is a fact with which we unfortunately have to contend.”

最新:
  • 热读文章
  • 热门视频
活动
扫码打开财富Plus App