谷歌将取消钱包借记卡业务

谷歌（Google）即将取消其谷歌钱包（Google Wallet）产品的实物借记卡。谷歌钱包支付服务支持用户之间进行支付。

谷歌在一篇很短的博客文章中宣布，公司希望专注于个人对个人支付应用。谷歌还有一项收银台付款服务安卓支付（Android Pay），不过该项服务并未使用实物卡——用户在支付时，只需将手机放在收银台的终端旁边即可，无需刷卡。

谷歌建议其之前的借记卡用户，使用美国运通（American Express）和Simple借记卡账户。

谷歌钱包借记卡将在6月底正式停用，之后进行的任何交易将无法完成——包括重复发生的交易，但在截止日期未完成的交易将继续完成。但这并不会影响用户在谷歌钱包的余额。

谷歌做出这一决定的原因可能是为了削减成本，因为据2013年的一项研究显示，用户每进行一笔交易，谷歌都要损失信用卡手续费。（财富中文网）

译者:刘进龙/汪皓

After over two years of the Wallet card, Google is shuttering the physical arm of its Google Wallet product, a payment service that allows users to pay each other.

In a very short blog post, Google GOOG -0.74% announced that it wanted to focus on its peer to peer payment app instead. Google still has a pay-at-the-register option called Android Pay, but this eschews the card altogether—a user simply places their phone next to a terminal at the register instead of swiping.

Google pointed its erstwhile card users to American Express and Simple debit card accounts as an alternative.

The card will officially be retired at the end of June, and any transactions after that will not be completed—including recurring transactions—although pending ones will still go through. None of this will affect your Google Wallet balance, however.

The reason behind this is likely a cost cutting measure, as Google lost money in credit card fees with every transaction, according to a 2013 study.