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美国百万富翁人数激增,这七个国家的百万富翁人口最多

美国百万富翁人数激增,这七个国家的百万富翁人口最多

MEGAN LEONHARDT 2022-06-20
去年,美国百万富翁人数增长了约13.5%。

图片来源:CANDYRETRIEVER/盖蒂图片社

去年,美国富人规模持续壮大,而且疫情之后的经济复苏显然帮助富人不断增加财富。

Capgemini的《2022年世界财富报告》(World Wealth Report 2022)显示,美国百万富翁人数从2020年的660万增加到2021年的750万,增长了13.5%。2021年,美国不仅高净值人士的数量增加,富人也在变得更加富有,他们的资产净值增长了约14%。高净值人士的增多,主要得益于股市投资,尤其是对科技行业的投资。

高净值人士的资产净值必须超过100万美元,不包括其主要住宅以及收藏品、汽车等资产。

北美高净值人士的数量增长了13.2%。北美高净值人士数量和财富增长幅度最大,成为高净值人士最集中的市场。

全球资产价值超百万美元的人口数量增长了约8%。美国、日本、德国、中国、法国、英国和瑞士是高净值人口最多的七个国家。

但Capgemini警告,虽然2021年高净值人口大幅增长,但2022年的趋势可能有所变化。研究人员表示:“自2022年初以来的高通胀和央行加息的消息,正在刺激股市加快回调。”

这可能产生巨大影响,尤其是因为去年高净值人口的增长主要基于股市的表现,许多高净值人士很大一部分财富与股票挂钩。在北美,百万富翁总投资额的32%是股票,全球平均比例只有29%。

Capgemini估计,截至4月底,全球高净值人士的财富总额已经比2021年减少了约4%。研究人员写道:“由于股票的占比较高,北美高净值人士的财富预计将受到最大影响,其次是欧洲,因为欧洲同样面临地缘政治危机。”(财富中文网)

译者:刘进龙

审校:汪皓

去年,美国富人规模持续壮大,而且疫情之后的经济复苏显然帮助富人不断增加财富。

Capgemini的《2022年世界财富报告》(World Wealth Report 2022)显示,美国百万富翁人数从2020年的660万增加到2021年的750万,增长了13.5%。2021年,美国不仅高净值人士的数量增加,富人也在变得更加富有,他们的资产净值增长了约14%。高净值人士的增多,主要得益于股市投资,尤其是对科技行业的投资。

高净值人士的资产净值必须超过100万美元,不包括其主要住宅以及收藏品、汽车等资产。

北美高净值人士的数量增长了13.2%。北美高净值人士数量和财富增长幅度最大,成为高净值人士最集中的市场。

全球资产价值超百万美元的人口数量增长了约8%。美国、日本、德国、中国、法国、英国和瑞士是高净值人口最多的七个国家。

但Capgemini警告,虽然2021年高净值人口大幅增长,但2022年的趋势可能有所变化。研究人员表示:“自2022年初以来的高通胀和央行加息的消息,正在刺激股市加快回调。”

这可能产生巨大影响,尤其是因为去年高净值人口的增长主要基于股市的表现,许多高净值人士很大一部分财富与股票挂钩。在北美,百万富翁总投资额的32%是股票,全球平均比例只有29%。

Capgemini估计,截至4月底,全球高净值人士的财富总额已经比2021年减少了约4%。研究人员写道:“由于股票的占比较高,北美高净值人士的财富预计将受到最大影响,其次是欧洲,因为欧洲同样面临地缘政治危机。”(财富中文网)

译者:刘进龙

审校:汪皓

The ranks of rich Americans continued to swell last year—and the economic recovery from the pandemic certainly helped the rich continue to get richer.

The number of U.S. millionaires grew from 6.6 million in 2020 to 7.5 million in 2021, reflecting a 13.5% increase, according to Capgemini’s World Wealth Report 2022. Not only did more Americans enter the elite ranks of the high-net-worth (HNW) population in 2021, but the rich got richer, with their net worths increasing by about 14%. The growth was mostly spurred by investments in the stock market, with a particular focus on the technology sector.

In order to be considered HNW, individuals must have a net worth of more than $1 million, excluding their primary residence, as well as assets like collectibles and cars.

Across North America, the HNW population grew by 13.2%. Overall, North America had the highest increase in terms of both HNW population and wealth growth—helping the market clinch the top slot for the greatest concentration of wealthy individuals.

Globally, the population of those with more than a million in assets grew by about 8%. Along with the U.S., Japan, Germany, China, France, the United Kingdom, and Switzerland, respectively, rounded out the top seven countries with the highest HNW populations.

But Capgemini warns that while 2021 was a strong growth year, 2022 could see different trends. “High inflation since the start of 2022 and talk about interest rate hikes from central banks have spurred stock market corrections that are accelerating,” the researchers write.

That could have big implications, especially since much of the growth seen last year was based on stock market performance—and many of these HNW individuals have major portions of their wealth tied up in stocks. In North America, 32% of millionaires’ total investments is in stocks, compared to just 29% of the global average.

Capgemini estimates that as of the end of April, global wealth among HNW individuals had already declined about 4% from 2021 levels. “Due to high exposure to equity, HNWI wealth in North America is expected to be most impacted followed by Europe, which also copes with the ongoing geopolitical crises,” the researchers write.

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